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Why Through Us?
We’re here to make the process easy, finding the best cover to suit your needs. We simplify the complex and boring world of OSHC comparison so you can move on fast and come to Australia knowing you made the right decision.
Meet Your Visa Requirement
Student needs to be covered by oshc for the whole duration of their student visa.We have been serving international students for the last 12 years.
Multilingual support team
Our friendly and knowledgeable multilingual Australian-based team are available by phone or email to ensure you get the right policy for you. check out our FAQs here.
Save Money and get maximum benefits
Depending on your cover you could save up to $2,200 per year by booking through us. You’re getting public and private hospital and medical cover including visits to a doctor or specialist through one of the best providers in Australia.
Apply online for a quick turnaround
In most cases you can have a policy confirmation in just a few minutes. However, we will get your OSHC certificate to you in no more than 24 hours. Or if you need a little extra help, ask ourcounsellor to help organise your Health Cover with you.
Why Through Us?
What is OSHC
Australia has a special system of health cover for International students which is Overseas Student Health Cover (OSHC). You will need to buy OSHC before you come to Australia to cover you from when you arrive. The Department of Immigration and Citizenship requires you to maintain OSHC for the duration of your time on a student visa in Australia.
What does an OSHC Cover?
The extent of the OSHC coverage depends on the health insurance purchased. The fine print of the insurance policy document will help understand what are the specific costs covered under a policy. An OSHC policy generally covers : Medical Costs, Hospital Costs, Ambulance service costs, Limited Pharmaceutical costs.
What does an OSHC policy doesn't cover?
A bare minimum standard policy or an OSHC basic policy does not cover for Physiotherapy, Podiatry, Chiropractic treatments, Dental and Orthodontics treatments Optical treatment – including contact lenses and eye glass prescriptions One can purchase an OSHC extras policy if they need extra coverage for the above treatment purposes.
Do I need to have overseas student health insurance while extending my visa?
You must have OSHC cover for the whole time you are here on a student visa or bridging visa, and you must prepay for OSHC cover for the length of your visa before you come to Australia. If you extend your visa, you must renew your OSHC policy.
Do I need to purchase OSHC for my spouse of family?
If your family is coming overseas with you, your spouse (husband or wife) and children must also be covered by OSHC cover. If you decide that your chosen OSHC cover is too expensive or doesn’t cover what you want, you can switch to a different insurance provider, as long as your cover with them matches the length of your visa.
What will my OSHC Provider pay for my GP Visits?
All OSHC insurance providers pay towards the GP costs. OSHC covers 100% of the MBS fee for GP/doctor services. i.e If you visit a doctor, who charges as per the MBS schedule, then your overseas student health insurance will cover 100% of the cost of the doctor visit. If the doctor you visit is charging more than set fee prescribed by the MBS, then the extra fee is called a gap fee. OSHC providers do not cover gap fee. The gap fee is then paid by the student.
How to buy OSHC from Educare?
- Paying online through our site is the easiest way to pay for Your OSHC ✓ Comprehensive payment protection
- Premium customer service that is available 24/7
- Security deposit protection to help you recover your deposit if it’s wrongfully withheld
- Pay through our online platform with Visa, Mastercard, or American Express or you can do EFT. Visit this link to pay: https://studynet.com.au/oshc-payment
Can I change my current OSHC provider?
You can transfer to a different OSHC insurance company anytime. If you paid in advance for your OHSC cover, you can get a refund, but you may have to pay a ‘refund processing fee’. You must buy a new OSHC insurance policy before you can get a refund from your previous OSHC provider, because you must have insurance for the whole time you are in Australia on a student visa. You will not have to serve the waiting periods again after you change OSHC providers.